CGTMSE
Credit Guarantee Fund Trust for Micro and Small Enterprises
Credit Guarantee Scheme for Startups (CGSS)
Boost Your Startup’s Growth with the Credit Guarantee Scheme for Startups (CGSS)
At Call For Loans, we assist emerging entrepreneurs in accessing funding through government-backed initiatives like the Credit Guarantee Scheme for Startups (CGSS). This scheme is specially designed to empower innovative startups by offering collateral-free loans with a credit guarantee provided by the Government of India.
With CGSS, startups can secure funding to scale operations, invest in technology, expand teams, and accelerate growth—without the burden of arranging security or third-party guarantees.
Purpose of the Loan:
- Working Capital – Manage day-to-day operations and cash flow
- Business Expansion – Open new branches, launch new products, or enter new markets
- Purchase of Equipment or Technology – Invest in tools, software, or machinery
- Product Development – R&D and innovation funding
- Hiring & Marketing – Build a strong team and brand presence
Who Can Apply?
To be eligible under CGSS, your startup must:
- Be recognized by DPIIT as an eligible startup
- Be a private limited company, registered partnership, or LLP
- Have a viable business model and positive growth outlook
- Not be in default to any lending institution
- Not be part of an existing group of companies or subsidiaries
Documents Required:
- DPIIT recognition certificate
- Business registration documents
- PAN & Aadhaar of promoters
- Project report or business plan
- Bank statements (last 6–12 months)
- Financial statements (if available)
- KYC documents of directors/partners
Any questions find here
No, CGSS is a collateral-free loan facility backed by the government’s credit guarantee.
Startups can avail loans up to ₹10 crore, depending on their business plan and financial viability.
The scheme covers up to 80% of the loan amount as credit guarantee to the lending institution.
Yes, as long as you are DPIIT-recognized and meet other eligibility conditions.Banks prefer at least one closed profitable balance sheet
