CGTMSE
Credit Guarantee Fund Trust for Micro and Small Enterprises
Factoring
Boost Business Cash Flow with Factoring Solutions
At Call For Loans, we help businesses manage their cash flow and reduce credit risk through Factoring Services. If your company regularly sells goods or services on credit, factoring allows you to get immediate funds by selling your receivables to a financial institution — so you can focus on growing your business, not chasing payments.
With our network of trusted banks and NBFCs, we ensure fast access to working capital, simplified paperwork, and reliable support.
What Can Factoring Help With?
- Improve cash flow without taking a loan
- Meet urgent working capital needs
- Handle large orders without funding gaps
- Avoid delayed payments and customer follow-ups
- Maintain consistent vendor payments and payroll
Who Should Consider Factoring?
Factoring is ideal for:
- Manufacturing, wholesale, and trading companies
- Service providers with B2B clients
- Exporters with international receivables
- Businesses with credit terms of 30–120 days
Basic Eligibility:
- Established business with steady turnover
- Invoices raised to creditworthy clients
- Clear delivery records or contracts
- No major defaults or legal issues
Documents Required:
- KYC of business and owners
- Business registration documents
- GST certificate (if applicable)
- Copy of invoices and supporting documents
- Bank statements (last 6 months)
- Customer/client details (to whom invoices are raised)
Any questions find here
In factoring, the factor takes over the responsibility of collecting payment from your customer. In bill discounting, the business typically still collects payment and repays the lender.
Usually up to 80%–90% of the invoice value is advanced. The remaining is paid after your client pays, minus fees.
Yes, factoring is generally disclosed, as the factor collects payment directly from the customer.
Only invoices for delivered goods or completed services with valid documentation and credit terms.
