Loan Against Shares/Mutual Funds
Loan Against Shares/Mutual Funds Get the cash you need
Home Loan
Owning a home is a dream for many, and at Call for Loans , we make sure that dream becomes reality with our trusted home loan services. We bring you the best home loan offers from leading banks and NBFCs in India, all in one place. Whether you're a first-time home buyer or looking to upgrade your current space, we guide you every step of the way — from comparison to approval.
Types of Home Loans We Offer:
- New Home Purchase Loan- Buy your first or second home with easy EMIs and high loan amounts.
- Home Construction Loan- Build your dream home on your own land with funding throughout different construction phases.
- Home Improvement / Renovation Loan- Upgrade or renovate your home with dedicated funds for interiors, repairs, or extensions.
- Home Loan Balance Transfer- Already have a home loan? Transfer your balance to another lender for a lower interest rate and reduced EMIs.
Who Can Avail a Home Loan?
We offer home loans to a wide range of eligible individuals:
- Salaried Professionals (working in private or government sector)
- Self-Employed Individuals (business owners, professionals like doctors, CAs, consultants, etc.)
- NRIs (Non-Resident Indians looking to buy or build property in India)
- Business-Owners ( Proprietorship, Partnership & Private limited Companies )
- Co-applicants (Spouse, parents, siblings can be added to increase eligibility)
Basic Eligibility Criteria:
- Age: 21 to 65 years (may vary by lender)
- Stable income source
- Good credit history (CIBIL score usually 700+ preferred)
- Valid KYC and income documents
Any questions find here
The minimum income varies by lender, but most banks require a monthly income of at least ₹25,000 for salaried individuals.
Generally, banks offer a loan amount up to 60–80% of the property value and calculate eligibility based on your income and repayment capacity.
- Identity and address proof (Aadhaar, PAN, etc.)
- Income proof (salary slips, ITRs, bank statements)
- Property documents
- Employment/business proof & Financial documents
It typically takes 5–10 working days after submission of all documents, though pre-approval can be faster.
Yes, most lenders allow part-prepayment or full foreclosure with no charges, especially for floating interest rate loans.
No, but having a co-applicant (like your spouse or parent) can improve your eligibility and loan amount.
