Loan Against Shares/Mutual Funds
Loan Against Shares/Mutual Funds Get the cash you need
Loan Against Property
At Call For Loans, we help you leverage your residential or commercial / Industrial property to meet large financial needs through our Loan Against Property (LAP) services. Whether it’s for business expansion, working capital, personal needs, or debt consolidation, we bring you the best LAP offers from top banks and NBFCs — all under one platform.
With expert guidance and end-to-end assistance, we ensure faster approvals, high loan amounts, and lower EMIs tailored to your financial goals.
Types of Loans Against Property We Offer:
- LAP for Business Needs- Raise capital for expansion, working capital, or new projects using your property as collateral.
- LAP for Personal Use- Fund weddings, medical emergencies, education, or travel with long repayment tenures and affordable interest rates.
- LAP for Debt Consolidation- Consolidate multiple high-interest loans into a single lower-interest LAP to ease repayment.
- Lease Rental Discounting (LRD)- Avail a loan based on rental income from leased commercial properties, ideal for property owners with steady rental flow.
Who Can Apply for a Loan Against Property?
We provide LAP solutions to a wide range of borrowers:
- Salaried individuals (government or private sector)
- Self-employed professionals (doctors, CAs, consultants)
- Business owners (SMEs, MSMEs, and large enterprises)
- Property owners with steady income or rental income
Basic Eligibility Criteria:
- Age: 21–65 years
- Ownership of property in your name (residential or commercial or Industrial)
- Stable income source and good credit history
- Clear property title and valuation
Documents Required:
- KYC documents (PAN, Aadhaar, etc.)
- Property papers (title deed, tax receipts, etc.)
- Income proof (salary slips/ITRs/balance sheets)
- Business registration proof (for self-employed)
- Latest bank statements (6–12 months)
Loan amount typically ranges from 50% to 80% of the property’s current market value, depending on the type of collateral offered, Risk Assessment & lender’s policies.
You can pledge residential, commercial, or industrial properties — owned or co-owned — provided they have clear legal titles.
