Debt Syndication
Debt Syndication At call for loans , we specialize
Loan Against Shares/Mutual Funds
Get the cash you need while keeping your investments working for you
At Call For Loans, we offer a straightforward way to access funds without selling your investment portfolio. With our Loan against Shares/Mutual Funds service, you can pledge your shares or mutual fund units as collateral and receive a loan based on their current market value. This option helps you meet urgent financial needs while keeping your investments intact.
How Can You Use This Loan?
- Meet Emergency Expenses- Access funds quickly during financial emergencies without disrupting your investment strategy.
- Expand Your Business or Invest in New Opportunities- Leverage your existing portfolio to secure capital for business growth or new ventures.
- Manage Cash Flow- Bridge short-term cash flow gaps or pay for personal requirements without liquidating your investments.
- Consolidate Debts- Use the funds to pay off high-interest debts and simplify your repayment process.
Who Can Apply?
This loan is suitable for individuals with a diversified investment portfolio. You may qualify if you are:
- An investor with shares, bonds, or a portfolio of mutual fund units
- A salaried professional or a business owner looking to access quick funds
- An individual wanting to retain long-term investment benefits while meeting short-term financial needs
Basic Requirements:
- Ownership of a portfolio of shares or mutual fund units
- A good credit history and stable income
- Proof of investment details and current market value
- Minimum portfolio value may be required, depending on the lender
Documents You’ll Need
- Valid ID and address proof
- Investment proofs (share certificate statements or mutual fund statements)
- Recent bank statements
- Income proof (salary slips, income tax returns, or bank statements)
- A duly filled loan application form
Why Choose Call For Loans for Your Loan Against Shares/Mutual Funds?
Multiple Lending Partners: We work with top banks and NBFCs to secure the best rates and terms
Simple Process: Easy documentation and straightforward loan
Quick Disbursal: Fast approvals and quick turnaround times to meet your urgent
Flexible Options: Competitive interest rates and flexible EMI options tailored to your financial
Expert Support: Our team is here to guide you through every step of the application
Any questions find here
The loan amount is calculated as a percentage (usually 50–70%) of the current market value of your shares or mutual fund units.
No, you retain all benefits including dividends and capital appreciation while repaying the loan.
Mostly, loans are offered against well-performing shares or mutual funds with a high liquidity profile. Specific criteria may vary by lender.
Repayment tenures generally range from 12 to 60 months, depending on the lender’s terms and your repayment capacity.
