CGTMSE
Credit Guarantee Fund Trust for Micro and Small Enterprises
Unsecured Business Loan
Grow Your Business Without Collateral
At Call For Loans, we help business owners get quick and easy access to funds through Unsecured Business Loans — without the need to mortgage property or pledge assets. Whether you’re planning to expand your operations, manage working capital, buy equipment, or launch a new project, our loan options can be tailored to your specific business needs.
We partner with top banks and NBFCs to bring you competitive interest rates, flexible repayment plans, and fast approvals.
What You Can Use It For:
- Business Expansion- Open a new branch, hire staff, or enter a new market.
- Purchase Inventory or Equipment- Stock up for seasonal demand or invest in new tools and machinery.
- Manage Working Capital- Handle everyday expenses, vendor payments, or cash flow issues.
- Marketing & Branding- Boost your business visibility with digital marketing, promotions, or branding efforts.
Who Can Apply?
- Small & Medium Enterprises (SMEs)
- Startups & self-employed individuals
- Professionals like doctors, CA, architects, etc.
- Businesses with a minimum 3 years of operational history
Basic Eligibility:
- Applicant age: 21–60 years
- Business should have a stable monthly turnover
- Minimum operational history: 24-36 months (may vary by lender)
- Good credit score and repayment history
Documents Required:
- PAN Card and Aadhaar Card
- Business registration proof
- Bank statements (last 6–12 months)
- Income Tax Returns or GST filings
- Business address proof
- Profit & Loss statement or balance sheet (if applicable)
Any questions find here
No, these loans are completely unsecured. No property or security is required.
Loan amounts typically range from ₹5 lakhs to ₹50 lakhs depending on your business profile, income, and creditworthiness.
