Loan Against Shares/Mutual Funds
Loan Against Shares/Mutual Funds Get the cash you need
Working Capital Loans
Boost Your Business Cash Flow with a Working Capital Loan
At Call For Loans, we empower businesses to run smoothly and grow steadily by providing tailored Working Capital Loan solutions. Whether you're facing seasonal demand, managing inventory, handling operational costs, or waiting on receivables, our expert team connects you with the best working capital finance options from top banks and NBFCs across India.
With competitive interest rates, flexible repayment options, and fast disbursals, we help you keep your business operations running without a hitch.
Types of Working Capital Finance We Offer:
- Overdraft Facility- Borrow as per your need from your approved limit, and pay interest only on the amount utilized.
- Cash Credit- Get a revolving credit line secured against inventory or receivables for seamless fund access.
- Short-Term Business Loans- Collateral-free loans with fixed tenures and EMIs to manage urgent operational expenses.
- Invoice Discounting / Bill Discounting- Raise immediate funds against your outstanding invoices to maintain liquidity.
- Trade Credit & Supplier Finance- Finance your supply chain, raw material purchases, or trade transactions easily.
- Letter of Credit / Bank guarantee- Furnish BG / LC for Govt. Orders
Who Can Apply for a Working Capital Loan?
We serve a wide range of businesses across sectors:
- MSMEs and SMEs
- Traders, manufacturers, and service providers
- Exporters and importers
- Freelancers and professionals (in some cases)
- Retailers and distributors
Basic Eligibility Criteria:
- Registered business entity
- Minimum 2 year of business vintage
- Steady revenue or cash flow
- Decent credit history and banking record
- Documentation as per lender’s requirement
Documents Required:
- KYC documents (PAN, Aadhaar, business registration)
- GST returns (last 6–12 months)
- Audited financials or ITRs
- Recent bank statements
- Trade license or business ownership proof
- Existing loan or liability details (if any)
Any questions find here
Loan amounts typically range from ₹100 lakh to ₹500 crores, depending on your revenue, industry, and financial profile.
Not always. Many lenders offer unsecured working capital loans for eligible businesses, especially those with good credit and financials.
Once documentation is complete, disbursal usually takes 3–7 working days.
Yes, startups with revenue history and sound cash flow may qualify for working capital funding, especially under government or fintech-backed schemes.
Interest rates usually range between 9% and 12% per annum, depending on the lender and risk profile.
Some lenders allow partial or full prepayment with minimal or no foreclosure fees. Terms vary by institution.
